:root{--gold:#C8921A;--gold-dark:#9B6E10;--ink:#111111;--muted:#5C5A54;--line:#E4E2DC;--soft:#F8F7F3;--cream:#FDF5E0}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Montserrat',sans-serif;background:#fff;color:var(--ink);line-height:1.72}
a{color:inherit}
.top-rule{position:fixed;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#B22222 33%,#fff 33%,#fff 66%,#1A2E6B 66%);z-index:301}
.site-header{position:fixed;top:4px;left:0;right:0;z-index:300;min-height:76px;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(14px);display:flex;align-items:center;justify-content:space-between;gap:24px;padding:12px 5%;box-shadow:0 2px 24px rgba(0,0,0,.05)}
.brand img{display:block;height:50px;width:auto;object-fit:contain}
.site-nav{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.site-nav a{font-size:13px;font-weight:600;color:var(--muted);text-decoration:none;letter-spacing:.2px;transition:color .2s}
.site-nav a:hover,.site-nav a:focus-visible{color:var(--gold)}
.site-nav .button{background:var(--gold);color:var(--ink);padding:11px 20px;border-radius:7px;font-weight:700}
.site-nav .button:hover,.site-nav .button:focus-visible{background:var(--gold-dark);color:#fff}
.legal-hero{padding:154px 5% 68px;border-bottom:1px solid var(--line);background-color:#fff;background-image:repeating-linear-gradient(90deg,rgba(228,226,220,.5) 0,rgba(228,226,220,.5) 1px,transparent 1px,transparent 64px),repeating-linear-gradient(0deg,rgba(228,226,220,.5) 0,rgba(228,226,220,.5) 1px,transparent 1px,transparent 64px)}
.hero-inner{max-width:980px;margin:0 auto}
.eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:24px;padding:7px 15px;border:1px solid rgba(200,146,26,.3);border-radius:999px;background:var(--cream);color:var(--gold-dark);font-size:11px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase}
.eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold)}
h1{max-width:820px;margin:0 0 18px;font-size:clamp(42px,6vw,70px);line-height:1.03;letter-spacing:-1.8px;font-weight:900}
.hero-copy{max-width:760px;margin:0;font-size:17px;font-weight:500;color:var(--muted)}
.updated{display:inline-block;margin-top:26px;font-size:13px;font-weight:700;color:var(--gold-dark)}
.legal-wrap{display:grid;grid-template-columns:250px minmax(0,1fr);gap:58px;max-width:1180px;margin:0 auto;padding:72px 5% 92px}
.legal-toc{position:sticky;top:116px;align-self:start;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;background:#fff;padding:22px;box-shadow:0 14px 40px rgba(17,17,17,.06)}
.legal-toc strong{display:block;margin-bottom:13px;font-size:13px;letter-spacing:1.2px;text-transform:uppercase}
.legal-toc a{display:block;padding:8px 0;border-bottom:1px solid #efeee9;color:var(--muted);font-size:13px;font-weight:600;text-decoration:none}
.legal-toc a:last-child{border-bottom:0}
.legal-toc a:hover,.legal-toc a:focus-visible{color:var(--gold-dark)}
.legal-content{max-width:790px}
.notice{margin:0 0 34px;padding:20px 22px;border-left:4px solid var(--gold);border-radius:0 8px 8px 0;background:var(--cream);font-size:14px;color:#4d4534}
.legal-content section{scroll-margin-top:115px;margin-bottom:46px;padding-bottom:38px;border-bottom:1px solid var(--line)}
.legal-content section:last-child{border-bottom:0;margin-bottom:0}
h2{margin:0 0 16px;font-size:clamp(25px,3vw,34px);line-height:1.2;letter-spacing:-.5px}
h3{margin:25px 0 9px;font-size:18px;line-height:1.35}
p{margin:0 0 16px}
ul{margin:12px 0 18px;padding-left:23px}
li{margin:8px 0}
.legal-content p,.legal-content li{font-size:15.5px;color:#3f3e3a}
.legal-content a{color:var(--gold-dark);font-weight:700}
.contact-card{padding:25px;border-radius:10px;background:#181818;color:#fff}
.contact-card p{color:rgba(255,255,255,.74)}
.contact-card a{color:#E8B84B}
.site-footer{background:#111;color:#fff;padding:46px 5% 24px}
.footer-inner{max-width:1180px;margin:0 auto}
.footer-main{display:flex;justify-content:space-between;gap:34px;align-items:flex-start;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12)}
.footer-brand img{display:block;height:55px;width:auto;filter:brightness(1.06)}
.footer-brand p{max-width:570px;margin:14px 0 0;color:rgba(255,255,255,.58);font-size:13px}
.footer-links{display:flex;gap:20px;flex-wrap:wrap;padding-top:8px}
.footer-links a{color:rgba(255,255,255,.58);font-size:12px;text-decoration:none}
.footer-links a:hover,.footer-links a:focus-visible{color:#E8B84B}
.copyright{margin:22px 0 0;color:rgba(255,255,255,.38);font-size:12px}
@media(max-width:820px){.site-header{align-items:flex-start}.brand img{height:42px}.site-nav{justify-content:flex-end;gap:13px}.site-nav a:not(.button){display:none}.legal-hero{padding-top:134px}.legal-wrap{grid-template-columns:1fr;gap:28px;padding-top:48px}.legal-toc{position:static}.footer-main{flex-direction:column}}
@media(max-width:480px){.site-header{padding:10px 4%}.brand img{height:36px}.site-nav .button{padding:10px 12px;font-size:11px}.legal-hero{padding:120px 5% 54px}h1{font-size:40px}.legal-wrap{padding-left:5%;padding-right:5%}.footer-links{flex-direction:column;gap:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.contact-page{padding:150px 5% 92px;background:#F8F7F4;min-height:calc(100vh - 190px)}
.contact-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);gap:64px;align-items:start}
.contact-intro h1{margin-bottom:20px;font-size:clamp(42px,5vw,64px)}
.contact-intro>p{font-size:16.5px;color:var(--muted);max-width:570px}
.contact-points{display:grid;gap:18px;margin-top:34px}
.contact-point{display:flex;align-items:flex-start;gap:16px}
.contact-icon{width:44px;height:44px;flex:0 0 44px;display:grid;place-items:center;border-radius:10px;background:#111;color:var(--gold);font-size:18px;font-weight:800}
.contact-point small{display:block;margin-bottom:3px;color:#8d8a82;font-size:11px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase}
.contact-point strong,.contact-point a{font-size:15px;color:#111;text-decoration:none}
.contact-panel{padding:40px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 18px 50px rgba(17,17,17,.07)}
.contact-panel h2{margin-bottom:6px;font-size:24px}
.contact-panel>p{margin-bottom:25px;color:var(--muted);font-size:14px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.form-field label{color:var(--muted);font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase}
.form-field input,.form-field select,.form-field textarea{width:100%;padding:12px 15px;border:1.5px solid var(--line);border-radius:8px;background:#fff;color:#111;font:500 14px 'Montserrat',sans-serif;outline:none;transition:border-color .2s,box-shadow .2s}
.form-field textarea{min-height:112px;resize:vertical}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,146,26,.12)}
.submit-button{width:100%;padding:15px;border:0;border-radius:8px;background:var(--gold);color:#111;font:800 15px 'Montserrat',sans-serif;letter-spacing:.3px;cursor:pointer;transition:background .2s,transform .2s}
.submit-button:hover{background:var(--gold-dark);color:#fff;transform:translateY(-1px)}
.submit-button:disabled{cursor:wait;opacity:.7;transform:none}
.form-note{margin:14px 0 0!important;color:#77736b!important;font-size:12px!important}
.form-status{display:none;margin-top:16px;padding:13px 15px;border-radius:8px;font-size:13px;font-weight:600}
.form-status.success{display:block;background:#eaf6ec;color:#23642d}
.form-status.error{display:block;background:#fdecec;color:#922727}
@media(max-width:860px){.contact-grid{grid-template-columns:1fr}.contact-panel{padding:30px}.contact-page{padding-top:130px}}
@media(max-width:520px){.form-row{grid-template-columns:1fr}.contact-panel{padding:24px}.contact-page{padding-left:4%;padding-right:4%}}
.site-nav .faq-button{border:1.5px solid var(--gold);border-radius:7px;padding:9px 14px;color:var(--gold-dark);font-weight:700}
.site-nav .faq-button:hover,.site-nav .faq-button:focus-visible{background:var(--cream)}
.site-nav [aria-current="page"]{color:var(--gold-dark)}
.inner-hero{padding:154px 5% 65px;border-bottom:1px solid var(--line);background-color:#fff;background-image:repeating-linear-gradient(90deg,rgba(228,226,220,.38) 0,rgba(228,226,220,.38) 1px,transparent 1px,transparent 64px),repeating-linear-gradient(0deg,rgba(228,226,220,.38) 0,rgba(228,226,220,.38) 1px,transparent 1px,transparent 64px)}
.inner-content{max-width:1200px;margin:0 auto;padding:64px 5% 90px}
.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.service-card{border:1.5px solid var(--line);border-radius:14px;padding:28px 24px;background:#fff;transition:transform .2s,box-shadow .2s,border-color .2s}
.service-card:hover{transform:translateY(-4px);border-color:#e4c781;box-shadow:0 12px 30px rgba(0,0,0,.08)}
.service-index{display:block;margin-bottom:14px;color:var(--gold);font-size:11px;font-weight:800;letter-spacing:2px;text-transform:uppercase}
.service-mark{display:grid;place-items:center;width:48px;height:48px;margin-bottom:16px;border-radius:11px;background:#111;color:var(--gold);font-size:15px;font-weight:800}
.service-card h2{font-size:17px;line-height:1.35;margin-bottom:10px}
.service-card p{font-size:14px;color:var(--muted);line-height:1.68}
.faq-content{max-width:1000px}
.faq-list{display:grid;gap:12px}
.faq-item{border:1px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}
.faq-item[open]{border-color:var(--gold);box-shadow:0 10px 28px rgba(200,146,26,.13)}
.faq-item summary{display:flex;justify-content:space-between;align-items:center;gap:20px;cursor:pointer;padding:21px 24px;font-size:16px;font-weight:700;line-height:1.45;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";flex:0 0 30px;width:30px;height:30px;display:grid;place-items:center;border-radius:50%;background:var(--cream);color:var(--gold-dark);font-size:21px;line-height:1}
.faq-item[open] summary{background:var(--gold);color:#fff}
.faq-item[open] summary::after{content:"−";background:rgba(255,255,255,.25);color:#fff}
.faq-item p{padding:18px 24px 24px;color:var(--muted);font-size:15.5px;line-height:1.75;margin:0}
.end-cta{margin-top:48px;padding:38px 42px;border-radius:14px;background:#111;color:#fff}
.end-cta h2{margin-bottom:8px;font-family:'Source Serif 4',serif;font-size:30px}
.end-cta p{max-width:640px;color:#d0ccc3;font-size:15px}
.end-cta a{display:inline-block;margin-top:8px;padding:12px 20px;border-radius:7px;background:var(--gold);color:#111;font-size:14px;font-weight:800;text-decoration:none}
@media(max-width:1000px){.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.site-header{position:relative;top:4px;flex-wrap:wrap}.site-nav{width:100%;display:flex;justify-content:flex-start;gap:18px;overflow-x:auto;white-space:nowrap;flex-wrap:nowrap;padding-bottom:3px}.site-nav a:not(.button){display:inline-flex}.site-nav a{flex-shrink:0}.inner-hero{padding-top:85px}.contact-page{padding-top:80px}.legal-hero{padding-top:85px}}
@media(max-width:650px){.service-grid{grid-template-columns:1fr}.inner-content{padding-top:40px;padding-bottom:60px}.inner-hero{padding-top:70px}.end-cta{padding:30px 24px}.faq-item summary{font-size:15px;padding:18px}}